Pregnancy &family cover

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Supporting your family

Planning a baby? We’re here to help you every step of the way, by providing:

  • Cover options that work for parents-to-be and families, from basic to comprehensive.
  • Flexibility to use your extras limit on the services you need most through our new My Family cover options.
  • Access to a range of programs and services to support you and your loved ones.
  • Information on health and healthcare for pregnancy, birth and beyond.
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If you want to go private for the birth of your baby, your hospital cover needs to include ‘pregnancy and birth-related services’ at least 12 months beforehand. That way hospital services, like any pregnancy complications, the birth and your postnatal care, will be covered.

But it’s not all about babies. The cover packages below are designed to meet your ongoing needs, through hospital cover and a wide range of extras services and treatments to support you and your growing family.

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ACCESS PREGNANCY PROGRAMS

Eligible HCF members can access childbirth education classes, breastfeeding support and more.

FIND A PARTICIPATING DOCTOR

Avoid unexpected costs. Search for doctors and specialists who participate in our No-Gap and Known-Gap scheme.

PREPARING FOR CHILDBIRTH

What to expect during childbirth, what it may cost and HCF members sharing their experiences.

HAVING A BABY

From pre-pregnancy planning, to birth and caring for your newborn – here’s what you need to know.

BIRTH BEAT

One of our health management programs, Birth Beat is a 100% online childbirth education course. Delivered by a registered midwife and HCF-recognised provider, it’s packed with tips to prepare you for birth and beyond.
 
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NAVIGATING PARENTHOOD PODCAST

Becoming a parent can be both the greatest and hardest thing you’ll experience. Listen to parents share their real stories – the joys and stress, the advice and insight in our new podcast.